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Motorcycles and No Fault Insurance

Traveling in New York can be a daily struggle for individuals attempting to commute to work, school, social gatherings, and other events. Thus, many people turn to motorcycles for transportation. Riding a motorcycle is commonly considered the fastest and easiest method of traveling through traffic, moving around buses and trucks, and avoiding other obstacles on the road. Unfortunately, however, motorcyclists are often injured as a result of the fast pace that these bikes can travel and the lack of protection they provide to riders.

Auto insurance typically covers the damages resulting from motorcycle accidents. However, sometimes long and costly lawsuits are brought to court to determine the party at fault in these incidents. In an attempt to reduce the number of these court battles, many states, including New York, have adopted “no-fault” insurance systems. Under no-fault auto insurance programs, it does not matter who caused the accident. Instead, this law requires the insurance companies of the parties involved to pay up to $50,000 for the various damages one faces as a result of the accident, such as lost wages and medical expenses.

It is important to note, however, that no-fault auto insurance specifically excludes drivers and passengers who commute via motorcycle.

Our firm has much experience representing clients involved in personal injury claims arising from motorcycle accidents in New York. In a case where the passenger of a motorcycle was hit by the door of a limousine, we successfully reached a settlement for $1.7 million. In another case where the passenger of a motorcycle was struck by an oncoming vehicle, a New York jury determined that $8 million dollars was to be paid to the injured passenger.

If you need legal help following a motorcycle accident, contact the New York personal injury attorneys of Hach & Rose, LLP, today.


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