What Is An Underinsured Motorist Arbitration?

In this video FAQ, Hach & Rose, LLP attorney Halina Radchenko discusses how you can file an underinsured claim against your household motor vehicle insurance policy. She stresses the importance of selecting a legal team that has experience with underinsured motorist accident claims. Attorney Radchenko and the team at Hach & Rose, LLP have extensive experience helping individuals who have been hurt in an auto accident in New York City, so contact them at (212) 779-0057 to discuss your claim today.

When a person is involved in a motor vehicle accident, they can carry a policy of insurance – automobile insurance – through their household, which is greater than the automobile insurance policy carried by the person responsible for the motor vehicle accident. In those circumstances, you can make what’s called an underinsured claim against your household motor vehicle insurance policy.

When choosing an attorney to represent you in connection with the motor vehicle accident, it’s important to choose somebody who has experience in underinsured motorist claims. The reason for this is that you have to follow a certain set of rules when taking the policy of the responsible party prior to going against your own household policy of insurance. If those rules are not followed strictly, your household policy can disclaim coverage, and you will not be able to make a full recovery for your injuries.