Motorcycles and No Fault Insurance Traveling in New York can be a daily struggle for individuals attempting to commute to work, school, social gatherings, and other events. Thus, many people turn to motorcycles for transportation. Riding a motorcycle is commonly considered the fastest and easiest method of traveling through traffic, moving around buses and trucks, and avoiding other obstacles on the road. Unfortunately, however, motorcyclists are often injured due to the fast pace that these bikes can travel and the lack of protection they provide riders.
No-Fault Insurance
Auto insurance typically covers the damages resulting from
motorcycle accidents. However, sometimes long and costly lawsuits are brought to court to determine the party at fault in these incidents. Many states, including New York, have adopted “no-fault” insurance systems to reduce these court battles. Under no-fault auto insurance programs, it does not matter who caused the accident. Instead, this law requires the insurance companies of the parties involved to pay up to $50,000 for the damages one faces due to the accident, such as lost wages and medical expenses.
Motorcycle Riders Not Covered
However, it is important to note that no-fault auto insurance specifically excludes drivers and passengers who commute via motorcycle. Our firm has much experience representing clients involved in personal injury claims arising from
motorcycle accidents in New York. In a case where the door of a limousine hit the passenger of a motorcycle, we successfully reached a settlement for $1.7 million. In another case where a motorcycle passenger was struck by an oncoming vehicle, a New York jury determined that $8 million was to be paid to the injured passenger. If you need legal help following a motorcycle accident, contact the
New York personal injury attorneys of
Hach & Rose, LLP, today.