Getting hurt in an Uber or Lyft is jarring, and figuring out whose insurance should pay can add insult to injury. Our Bronx rideshare accident lawyers at Hach & Rose, LLP represent passengers, drivers, and pedestrians hurt in crashes involving rideshare and other for-hire vehicles across the borough.
We untangle the coverage, deal with the insurers, and fight for the full value of your claim. Call 212-779-0057 for a free consultation in English or Spanish, 24/7.
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What Should You Do After an Uber or Lyft Accident in the Bronx?
After a Bronx rideshare accident, focus first on receiving medical care, then preserve the records that prove what happened. The app holds valuable evidence, and insurers will start forming their view of the crash right away. We are here to help from the start.
These steps protect your claim:
- Get checked by a doctor, even if you feel only sore.
- Take a screenshot of your trip details and receipt in the app.
- Photograph the vehicles, the scene, and any visible injuries.
- Get the names and contact details of witnesses.
- Apply for no-fault benefits quickly, because those deadlines are short.
- Call our rideshare accident team to begin an investigation.
You don't need to finish this list before calling us. We can pick up the work wherever you are.
SCHEDULE A CONSULTATIONHow Much Insurance Do Rideshare Drivers Carry in New York City?
Rideshare drivers in New York City drive vehicles licensed by the Taxi and Limousine Commission (TLC), which requires more liability insurance than a typical personal car policy. For most for-hire vehicles seating up to seven passengers, the TLC requires at least $100,000 per person and $300,000 per occurrence in liability coverage.
That's often more than the other driver in a crash carries, but it may still fall short for a serious injury. When it does, we look for other sources of coverage, such as:
- The other driver's liability policy, if another motorist was also at fault.
- Supplementary or underinsured motorist coverage on your own or a household member's policy.
- Additional policies held by a fleet owner that leased the car to the driver.
Stacking these sources correctly can make a significant difference in a serious injury case. The table below compares the coverage behind common ride options in the Bronx.
| Vehicle Type | TLC-Licensed? | Minimum Liability Coverage |
|---|---|---|
| Uber or Lyft car (up to 7 passengers) | Yes | $100,000 per person / $300,000 per occurrence |
| Yellow taxi (medallion) | Yes | $100,000 per person / $300,000 per occurrence |
| Unlicensed car offering rides | No | Only the owner's personal policy, if any |
Riding in an unlicensed car can leave you with much less insurance coverage available, which makes your own policies, including uninsured motorist coverage, more important.
Who Can Be Held Liable for a Rideshare Crash in the Bronx?
The driver who caused the crash, whether the rideshare driver or another motorist, is usually liable for a Bronx rideshare accident. Crashes on the Cross Bronx Expressway, the Bruckner, and the Major Deegan often involve several vehicles, which can make more than one driver responsible, just as in a typical Bronx car accident.
Rideshare Passengers Are Rarely at Fault
A passenger in the back seat almost never caused the crash, which simplifies one part of the case. The fight usually centers on which driver is responsible and whether your injuries meet New York's serious injury standard.
Drivers and Pedestrians May Face Arguments That They Were at Fault
If you were driving another car or walking, expect the insurer to argue that you share the blame. For lawsuits filed on or after May 26, 2026, an injured person whose fault is greater than the defendants' combined fault cannot recover under the amended comparative negligence rules.
SCHEDULE A CONSULTATIONWhy Choose Hach & Rose, LLP for Your Rideshare Case?
Hach & Rose, LLP has represented injured New Yorkers since 2002 and has recovered more than $1 billion for clients. We bring the same trial-ready preparation to rideshare claims that we bring to every serious injury case.
Clients choose us because we offer:
- A team that understands TLC licensing, no-fault, and liability coverage.
- 24/7 availability and consultations in English or Spanish.
- Trial preparation that pushes insurers toward fair offers.
- No fee unless we recover for you.
Call 212-779-0057 now to start your free review.
FAQs About Bronx Rideshare Accident Claims
Who pays my medical bills if I was hurt as an Uber passenger in the Bronx?
An Uber or Lyft passenger injured in the Bronx usually receives no-fault benefits through the rideshare vehicle's insurance, which covers basic medical bills and a portion of lost wages up to policy limits. Losses that exceed no-fault coverage must come from a claim against the at-fault driver.
Can I file a claim if I was the rideshare driver?
A rideshare driver injured in a Bronx crash caused by another motorist can pursue that motorist's insurer for losses beyond no-fault benefits. Benefits available through the job depend on the driver's status and are worth reviewing with a lawyer.
How long do I have to file a rideshare injury lawsuit in New York?
Most New York rideshare injury lawsuits must be filed within three years of the crash under New York's statute of limitations, CPLR 214. No-fault applications are due much sooner, and claims involving a public vehicle require a notice of claim within 90 days.
Does Uber or Lyft have to give me the driver's insurance information?
The rideshare driver and the company should provide insurance information after a crash, and your lawyer can request trip records and coverage details formally if they don't. Those records often show which policy applies.
What is the difference between a rideshare accident and a taxi accident claim?
Rideshare and taxi accident claims in New York City work similarly because both vehicles are TLC-licensed and subject to the same no-fault and liability rules. The main differences involve who owns the vehicle and which company dispatched it. Our rideshare accident team can explain your unique rights.
Start Your Bronx Rideshare Accident Claim by Calling Hach & Rose, LLP Today
A rideshare trip is supposed to be the easy part of your day. When it ends in a crash, let a firm that knows the Bronx and New York laws handle the hard part. Call Hach & Rose, LLP at 212-779-0057, 24 hours a day, for a free and confidential case review.
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