New York City Car Accident Lawyers
If you are involved in a serious motor vehicle accident, there are several important factors that require immediate consideration, making it crucial that you consult an attorney experienced with New York accident cases as quickly as possible. Between medical care, insurance forms, and protecting your personal interests in any subsequent court action, having a skilled and experienced New York car accident attorney behind you can make the difference between winning and losing your case.
Our legal team takes immediate action by preserving evidence and starting the initial investigation as soon as possible. The New York car accident lawyers at Hach & Rose, LLP, fight tirelessly on behalf of car accident victims and put the full weight of our firm’s resources behind you. Contact our offices at (212) 779-0057 for more information about our services and your rights as a victim.
Understanding No-Fault Laws
New York is a No-Fault insurance state. This means that certain expenses are covered by the insurance of the car you are in when an accident happens. If the car you were in or the one that hit you as a pedestrian does not have insurance but you or a family member in your household does, then that becomes the No-Fault insurance carrier. You are entitled to No-Fault benefits regardless of fault if you file a lawsuit.
New York accident laws mandate that all auto insurance policies come standard with a No-Fault limit of $50,000 per person.
There are important steps to follow in order to increase your chances that the insurance company will pay No-Fault benefits in the manner that the No-Fault law was designed:
- In order to qualify for No-Fault benefits, you must file a No-Fault Application (form NF-2) with the insurance carrier of the car you were in when the car accident took place. If you were a pedestrian, you should send the form to both the insurance carrier of the car that hit you and the insurance carrier of a car that you own (if you own a car). When you speak to your insurance company, ask for the form. They won’t always send it to you automatically because they know of the time constraints.
- There are serious time constraints, so, if you are in an accident, it is especially important not to delay filing the No-Fault Application. You have thirty (30) days from the date of the auto accident to file the form. Don’t put it off thinking that your injuries may get better or that your health insurance will cover the accident. First, filing the application does not obligate you to commence a claim. Second, most health insurance does not cover an injury resulting from a car accident. Filing the form simply protects your rights.
- Make sure that you send the form to the correct insurance company. Even if the accident was the other car’s fault, the No-Fault Application gets sent to the insurance carrier for the car you were in.
- If you cannot determine the insurance company on time, you should, at a minimum, send a notice right away to the New York State Motor Vehicle Accident Indemnification Corporation (MVAIC). MVAIC is a state run agency which steps into the shoes of the insurance company where there is no insurance.
- If you are claiming lost wages and out of pocket expenses, you will need to take additional steps to ensure payment of your claim. For lost wages, you must make sure that your employer sends in proof of your wages, disability, and loss of income within 90 days of the accident. Under No-Fault you are entitled to receive 80% of your accident-related lost earnings up to $2,000 a month paid over a maximum of three years.
At Hach & Rose, LLP, we know that understanding your rights following a car accident in a no-fault state can be confusing, and we are ready to help you if you have been involved in an accident involving any of the following:
- Driver Error
- Reckless Driving
- Drunk Driving Accident
- Pedestrian Accidents
- Car Defect / Malfunction
- Highway Defect
Let us handle your legal concerns while you focus your time and energy on recovering from your accident.
Example Motor Vehicle Accident Results
- $8,000,000 jury verdict for passenger on motorcycle involved in collision with car
- $2,300,000 jury verdict for pedestrian struck by New York City Transit Authority Bus
- $995,000 arbitration award for husband and wife in automobile accident
- $1,350,000 settlement for man injured in collision with tractor trailor
- $2,225,000 settlement for client in car accident
- $1,700,000 settlement for motorcycle driver in collision with car door
- $2,500,000 settlement for motor vehicle occupant involved in workplace accident
- $2,178,000 jury verdict for union member involved in a car accident
- $1,300,000 settlement during trial for woman involved in intersection collision
- $500,000 settlement for young woman struck by automobile
Click here to view more results obtained by the attorneys of Hach & Rose, LLP.
At Hach & Rose, LLP, our New York City personal injury lawyers understand that you are concerned with getting the compensation you need following a car accident and that securing compensation in a no-fault state can be a complicated process. To speak to a member of our team and learn more about what we may be able to do to help you, please contact our legal team at (212) 779-0057 today.